Blog/Insulating Rafters: Techniques for Converted Lofts
Contractors

May 1, 2026

5 min read

Updated August 31, 2026

Rafter insulation in a converted loft: target R, thicknesses and between-rafter fitting

On a rafter slope the payment turns on a single line: the thermal resistance of the insulation installed, existing layers excluded, has to reach 6 m²·K/W under the French CEE measure. That is 18 cm in high-performance mineral wool and 25 cm in wood fibre, a depth no rafter gives you on its own. What follows is how the thickness is split between the two planes, the Sd expected on the warm side, and the wording without which the invoice fails an audit.

Contents

On a rafter slope the thermal resistance to reach is 6 m²·K/W, against 7 in a cold loft: the French CEE measure BAR-EN-101, version vA64-6 applying to work committed since 1 January 2025, sets both thresholds and states that existing insulation is not counted. Turned into depth by e = R × λ, that is 18 cm at 0.030 W/(m·K) and 25.2 cm at 0.042, where a common rafter offers 80 mm. The whole fitting method follows from that gap: one layer between the rafters, a second cross-battened layer under them on hangers, and a continuous warm-side vapour barrier with an Sd above 18 m in the sense of NF DTU 45.10. The rest is what goes on the invoice so the audit passes.

The R required on rafters, and why it is not the cold-loft figure

Two thresholds in one measure, and the line where files fail

BAR-EN-101 covers the cold loft and the rafter slope in a single document, with an identical payment and two different requirements. That asymmetry is what causes rejections, because it turns on the nature of the substrate rather than on the product installed.

Measure R required on the insulation fitted Payment in zone H1 Zone H2 Zone H3
Cold loft 7 m²·K/W 1,700 kWh cumac/m² 1,400 920
Rafter slope 6 m²·K/W 1,700 kWh cumac/m² 1,400 920

The payment is rigorously the same on both sides, only the requirement changes. The conventional lifetime is 30 years, and the measure is withdrawn for work committed from 1 May 2027. The full schedule and its calculation by area are set out on our BAR-EN-101 sheet.

Existing insulation does not count towards the R

The measure is explicit: the thermal resistance of any existing insulation is not taken into account. On rafters already carrying 100 mm that are being topped up, the R retained is that of the added layer alone, and it has to reach 6 on its own. That is the most ordinary reason a file is refused, and it is settled on the survey by measuring what is in place before pricing. The measure in fact requires a decision at that point: either the existing insulation can stay as it is, or it is made good or stripped out during the works, and that call is made before the quote, not in front of the van.

From R to thickness: e = R × λ, insulant by insulant

Thickness is not negotiated, it is calculated. At constant R only lambda moves the line, and thermal conductivity remains the parameter that governs everything else.

Declared lambda Total thickness for R = 6.0 Balance under an 80 mm rafter
0.030 W/(m·K) 18.0 cm 10.0 cm
0.032 19.2 cm 11.2 cm
0.035 21.0 cm 13.0 cm
0.038 22.8 cm 14.8 cm
0.040 24.0 cm 16.0 cm
0.042 25.2 cm 17.2 cm

The right-hand column is the one that decides the job: it says how many centimetres come off the habitable volume, and it is the figure to put in front of the client before anyone talks about finishes.

Fitting between rafters: the method that holds 6 m²·K/W

Survey the substrate before pricing

Four measurements are enough and none of them can be guessed from the ground. The real depth of the rafters, taken at several points on the slope, because a traditional roof structure is not calibrated. The spacing, which gives the cut width and the number of rolls. The presence and type of sub-roof membrane, breathable or not, which decides the air gap. And the condition of the timber, moisture and infestation included, because timber treatment happens before the insulation and never after.

The cross-battened second layer, and how the depth is split

The first layer goes between the rafters, at the exact depth of the timber, without compression and without a gap at the verge. The second goes in cross-battened underneath, on metal hangers and furring (each piece is placed on a roof-space section, in French), and covers the rafters: that is the layer that removes the structural cold bridge, which accounts for a far from negligible share of the slope area at 400 mm centres. Putting the whole depth between the rafters is impossible once the target is R = 6, and forcing insulation in under compression degrades the declared lambda, and so the real R. Continuity of the layer is the rule that takes precedence here over ease of fitting.

The ventilated air gap under the covering, when the membrane does not breathe

With no sub-roof membrane, or with a non-breathable one, the insulation must not touch the roof deck: a ventilated air gap is kept, open at the eaves and at the ridge. This is where a cold roof gets turned into a warm roof without anyone noticing, and the choice between the two build-ups is settled before the insulation is ordered. Blocking the eaves ventilation with the first layer is the move that manufactures pathologies two winters later.

The vapour barrier: Sd, continuity and a service void

Sd on the warm side, and what the CEE measure expects of it

NF DTU 45.10 works to a vapour barrier with an Sd above 18 m fitted on the warm side, meaning the inside, under the whole of the insulation. BAR-EN-101 sets no value but imposes the principle: a vapour barrier or any equivalent device is fitted where the insulation has to be protected from moisture transfer, and it appears in the list of associated works the evidence of completion must name. A smart variable-Sd membrane earns its place under a breather membrane, where the build-up has to be able to dry inwards; that choice rests on a hygrothermal calculation or the manufacturer's opinion, never on the fitter's habit.

The service void, the only way to run services

The membrane goes on in strips with overlaps, tapes and sealants from the same system, returned to the gables, the purlins, the roof-window frames and the flues. Underneath it, a 40 to 60 mm service void between hangers and furring takes the conduits and the boxes. That void is what lets the electrician work without piercing the membrane, and its absence is why so many correctly insulated rafter slopes still leak air. The boxes that remain are dealt with as airtight boxes, as on any other element of the envelope.

The penetrations that produce the claim

Three families concentrate the failures. Recessed downlights, which need boxing or a protective screen and which are named among the works the measure expects. Flues, whose clearance distance comes from the flue manufacturer's instructions and not from the standard alone. Roof windows, where the membrane has to be returned to the frame with the manufacturer's parts rather than folded over and stapled. Each of these is photographed before closing up, because none of them can be checked once the board is on.

Sarking and what to do when the depth is not there

Continuous insulation above the rafters

When the habitable volume cannot give up 18 to 25 cm, the insulation goes above the structure. Sarking gives a continuous layer of rigid boards, with no structural cold bridge and no loss of headroom under the slope, but it forces the covering off. The applicable reference and the real added depth to allow for are set out in our article on sarking.

What the added depth costs at verges and ridge

Fitting 140 mm of PIR above the rafters lifts the roof plane by the same amount, and everything touching that plane follows: verges, eaves, stacks, roof-window flashings, vent terminals. Those reworks are priced line by line, and they often weigh more than the insulation itself. That is also what makes sarking hard to defend outside a re-roof that has already been decided: on a sound covering, the arithmetic does not close.

Trading habitable volume against stripping the roof

The decision rule comes down to two questions. Is the covering at the end of its life, in which case stripping is on the programme anyway and sarking becomes the obvious option. And does the headroom under the slope after internal insulation stay acceptable, which is checked with a tape on site and not on the drawing. Between the two, the hybrid exists, a reduced layer between the rafters plus thin sarking, but it calls for a check on where the dew point sits in the build-up.

The file: what gets recorded, and in what order

The technical survey before the quote, and the seven clear days

The sequence is imposed and it is checked. The technical survey of the building takes place before the quote is drawn up; the contractor confirms there that the insulation system suits the building and rules on any existing insulation. Then at least seven clear days separate acceptance of the quote from the start of fitting. A survey dated after the quote, or fitting started the day after signature, is enough to bring the whole operation down. The rules of that sequence and the other traps in the file are set out in our article on securing certification and CEE paperwork.

The mandatory wording on the evidence of completion

The invoice carries the fitting of loft or roof insulation, the make and reference of the insulant, its thickness and the area installed, the thermal resistance of the insulation fitted, the associated works carried out and the date of the survey. Where the thermal resistance is absent, the thickness becomes mandatory for references sold in several depths. The contractor's certification has to fall under the relevant categories of the qualification decree. That wording is prepared at pricing stage, from a catalogue where thermal resistance and thickness are already attached to the reference, rather than re-keyed onto the invoice.

Photographs and self-checks before closing up

Before boarding, a short series and always the same one: the membrane fitted and its overlaps, the return to the gables and at the eaves, the treatment of roof windows, the boxing around downlights and flues, the hatch upstand. A smoke test, or a simple blower door where the job warrants it, completes the file. Plasterwork, hatches and making good are priced as second-fix works in their own right: that is the part a cheaper quote absorbs into a lump sum, and the part that ends up in dispute. That leaves summer comfort, which depth alone does not solve, and whose levers in a converted loft are dealt with at the same time as the winter insulation.

Key figures

6 m²·K/W

R required on rafters

18 to 25 cm

Thickness for R = 6 by lambda

7 clear days

Between accepted quote and fitting

Frequently asked questions

The French CEE measure BAR-EN-101, version vA64-6 applying to work committed since 1 January 2025, requires R ≥ 6 m²·K/W on a rafter slope against 7 in a cold loft. The resistance of any existing insulation does not count: on a roof already insulated and being topped up, only the added R counts, and it has to reach 6 on its own. The measure is withdrawn for work committed from 1 May 2027.

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Louis Meneteau

Louis is CPO of Argile. An engineer by training, he spent four years validating calculation software in systems engineering, then three years in software product. He turns the installer's daily reality into product workflows: technical survey, sizing, quotes and subsidy files. His articles describe field gestures rather than principles, because he watches them on site before specifying them.

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