Blog/Thermal break connectors: new-build and renovation
Contractors

May 22, 2026

6 min read

Updated August 10, 2026

Thermal break connectors: the regulated Ψ values, the installation and the alternatives

A thermal break connector is not chosen from a brochure, it is chosen against two enforceable figures: the building's overall average linear transmittance ratio and the Ψ9 of the intermediate floor junction, both capped by France's RE2020. Here are those limits, what the design office needs from you to hold them, and what replaces the connector in renovation when it is out of reach.

Contents

A thermal break connector is justified on two figures, and both are enforceable. Article 22 of the French order of 4 August 2021, which carries RE2020, caps the building's overall average linear thermal transmittance ratio at 0.33 W/(m² Sref.K) and the Ψ9 coefficient of junctions between intermediate floors and walls facing outside or an unheated space at 0.6 W/(m.K). RT 2012 set the overall ratio at 0.28 W/(m² SHONRT.K) under article 19 of the order of 26 October 2010, which is why two different figures still circulate on site. The Ψ you put in front of the design office is the one in the product's Technical Assessment, for the declared installation configuration, not a brochure value.

Understanding thermal bridges and their impact on your jobs

Where thermal bridges hide: floor/wall junctions, load-bearing partitions, balconies, window reveals

Thermal bridges appear wherever the insulation is no longer continuous. They're often found at floor/wall junctions, at load-bearing partition walls, balcony slabs, and in window and door reveals. On site, a simple "offset" in the insulation, a poorly treated return, or an uninsulated window sill is enough to create a heat leak.

On-site consequences: heat loss, cold surfaces, condensation and mould

The result is heat loss that eats into actual performance, even with a good thickness of insulation. The affected areas become colder, which increases the risk of surface condensation, then mould. It's also a classic source of discomfort and client callbacks, because "it heats, but not everywhere".

New-build vs renovation: why thermal bridges aren't treated the same way

In new-build, you can plan ahead from the design stage with thermal break connectors, airtightness details and insulation continuity that's easier to guarantee. In renovation, you work with what's already there. Access to floor ends, balconies, and reveals often forces a choice between ITI and ITE, then careful millimetre-precise detailing at the junctions to avoid just moving the problem elsewhere.

What the regulation caps, and what the design office needs from you

A connector is not a comfort extra, it is how you hold two ceilings that the thermal study will have to justify. RE2020 kept the mechanics of RT 2012, loosening the overall ratio and leaving the intermediate floor limit untouched.

Thermal bridge requirement RT 2012, order of 26 October 2010 art. 19 RE2020, order of 4 August 2021 art. 22
Overall average Ψ ratio for the building ≤ 0.28 W/(m² SHONRT.K) ≤ 0.33 W/(m² Sref.K)
Ψ9, intermediate floor to wall facing outside or an unheated space ≤ 0.6 W/(m.K) ≤ 0.6 W/(m.K)
Relief on written justification from the client ratio raised to 0.5 W/(m² SHONRT.K) not carried over

The RT 2012 relief only opened on written justification establishing that no available technique could treat the thermal bridges of the ground or intermediate floors. It was never a way to rescue a botched layout.

The values that count and when you hand them over

A connector's Ψ is a Technical Assessment value tied to one precise installation configuration, not a property of the product taken out of context. Hand it to the design office with the execution details before the thermal study is filed. Without those values the calculation switches to default coefficients, which are deliberately penalising, and the Bbio degrades without a single line of the job having changed.

Thermal break connectors: when and why it's the most effective solution

What a thermal break connector is for: principle and expected gains

A thermal break connector is inserted into the slab-facade junction to cut thermal bridges through the concrete. It reduces heat loss and raises the surface temperature. The result is lasting comfort, less condensation and a more uniform envelope, especially at balconies and floors.

The families of thermal break connectors (balcony, intermediate floor, ground floor, parapet): how to choose without getting it wrong

You choose based on the zone to be treated. Balcony for a cantilevered slab. Intermediate floor for the facade-floor junction. Ground floor for junctions over a crawl space or basement. Parapet on a flat roof. Choose a product with a technical assessment and performance consistent with your insulation, without oversizing.

Compatibilities to check: masonry, floor type, ITE/ITI and structural constraints

Before ordering, check the masonry (brick, concrete, block), the type of floor (pre-slab, beam-and-block, solid slab) and the continuity of ITE or ITI. Also check the loads, the reinforcement steel, fire resistance and acoustics. If in doubt, have it validated by the structural engineering firm, at the right time.

Installing a thermal break connector correctly in new-build: points to watch to avoid defects

Key installation steps: positioning, insulation continuity, treatment of floor ends

Precise positioning from the moment of installation. The thermal break connector must be level, with no gaps, and perfectly bonded to the wall or masonry. Ensure continuity with the facade or lining insulation. Otherwise, thermal bridges come back through the junctions.

  • Treat the floor ends. No crushed insulation, no concrete "bridging" behind it.
  • Respect the installation direction and the intended accessories. Corners and load-bearing partitions must be managed from the layout stage.

Details that make the difference: airtightness, resilient strips, alignment of reservations

Controlled air around the junctions. Redo the joints with compatible membranes or renders. Install resilient strips wherever specified to limit transmission. Check the alignment of reservations and rebar waiting bars. A misalignment costs you in rework and leaks.

Checks during the job: tolerances, flatness, and validation before pouring

Before pouring, check flatness and tolerances. The thermal break connector must not flex or move as the reinforcement is placed. Confirm the continuity of the insulation, the absence of bridging through the reinforcement, and the condition of the protections. Get the hold point signed off. This avoids corrections that become impossible once the concrete has set.

Treating thermal bridges in renovation: solutions by configuration

When a thermal break connector is possible in renovation: cases of balconies and targeted rework

On certain concrete balconies, targeted rework can limit heat loss. In heavy renovation, a thermal break connector can be considered during partial slab recutting, balcony reconstruction, or structural reinforcement. This is an option to reserve for cases where the intervention is already planned, because the job is technical and must be validated by a design office.

Alternative solutions when a thermal break connector can't be integrated: ITE, ITI, lining, insulation returns and window liners

When a thermal break connector isn't possible, the goal is to "break the path" of thermal bridges. External wall insulation (ITE) remains the most effective because it wraps around the slab-wall junction. With internal wall insulation (ITI), plan an insulation return at reveals, slab edges and load-bearing partitions, and treat the joinery with suitable liners. A continuous lining, well connected to the ceiling and floors, avoids cold zones. On an external insulation job, Argile measures the facade areas and picks the system from up-to-date catalogues.

Sensitive cases: timber floors, old walls, stone, co-owned buildings and footprint constraints

With timber floors and old walls, watch out for moisture. Insulation that's too airtight can shift the dew point. On stone, favour vapour-permeable solutions and careful detailing. In co-owned buildings, ITE can be limited by the facades, alignment rules and footprint. In that case, aim for targeted treatments, as close as possible to the junctions, and document the choices to secure performance.

Costing, client arguments and 2026 requirements: selling the right solution

How to cost without eating into your margin: supply, labour, contingencies and interfaces between trades

Cost item by item: removal, thermal bridge treatment, insulation, airtightness, finishes. Separate supply and labour, then add an "interfaces" line item (plastering, electrical, mechanical ventilation, joinery) to avoid gaps between trades. That line is detailed in the quote with a works library and free-text lines. Plan for site contingencies (access, moisture, surprises behind wall linings) and clearly define what triggers a change order.

  • Measurements and photos at the site survey.
  • Written assumptions (surfaces, thicknesses, substrates).
  • Schedule by trade to limit rework.

A simple pitch for the client: comfort, moisture, bills and durability of the work

With the client, stay concrete. Explain that you're treating comfort and moisture first. Fewer cold surfaces means less condensation and healthier air. With a more continuous envelope, the bill goes down, and the work lasts. Highlight winter and summer comfort, not incomprehensible figures.

Points to frame in 2026: consistency with the energy audit, performance requirements and aid file (depending on the works)

In 2026, align your proposal with the energy audit when it's required or already done. Check the performance criteria (thermal resistances, COP/ETAS depending on the equipment) and RGE requirements. For financial aid (MaPrimeRénov', CEE), plan ahead for the complete file: detailed quote, CEE data sheet references, certificates, work start dates, and proof of compliance. To limit callbacks and secure payments, apply a clear method to avoid MaPrimeRénov' file rejections.

Key figures

≤ 0.33 W/(m² Sref.K)

Overall average Ψ ratio, RE2020

≤ 0.6 W/(m.K)

Ψ9 intermediate floor, RE2020

≤ 0.28 W/(m² SHONRT.K)

Overall average Ψ ratio, RT 2012

Frequently asked questions

When you can't integrate a structural thermal break connector, favour continuous external wall insulation (ITE) with insulation on the underside and slab edge, plus airtight treatment on the interior side. Aim for thermal resistance consistent with the facade (often 80-120 mm of PIR/PUR on the underside depending on constraints) and protect with render or cladding. If the balcony shows defects (cracks, corrosion), have the solution validated by a structural engineering firm before closing it up.

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Louis Meneteau

Louis is CPO of Argile. An engineer by training, he spent four years validating calculation software in systems engineering, then three years in software product. He turns the installer's daily reality into product workflows: technical survey, sizing, quotes and subsidy files. His articles describe field gestures rather than principles, because he watches them on site before specifying them.

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